supporting, developing and representing community groups,
voluntary organisations, social enterprises and volunteering
The Tenant Hardship Loan Fund
The Scottish Government's Tenant Hardship Loan Fund is designed to help people who have had their finances or employment impacted by the COVID-19 pandemic and do not have other means of housing support.
Who can apply?
Loans will be available for social and private tenants up to a maximum of nine months’ rent costs covering rent arrears and future rent, where those arrears have arisen since 1 January 2020 (the loan will not be available where a tenant had rent arrears before this date). The loan can include up to a maximum of three months of future rent payments as part of the nine-month total.
The loan provides an additional short-term offer that supports tenants to manage rent arrears and helps them to come back into paying their rent. Loan repayments will be deferred for six months as standard and repaid over a five-year period. This recognises the continuing uncertainty around the impacts of the pandemic.
Applications for the Tenant Hardship Loan Fund can be made here